So if a review is primarily focused on the company itself, it's a good sign that the company is the one who wrote it. A second purpose for restoration or fixing is to improve one's opportunities for getting favorable interest rates on loans such that it will be easier to repay in the long run. So, if it sounds like the reviewer is an expert at credit repair, ask yourself - if they know so much about it, why are they paying someone else to repair their credit when they could do it themselves for free? Actual reviewers tend to talk about themselves and their experiences. For instance, the number of employers who now use the file as a tool for determining how eligible a new job applicant is keeps increasing daily. In the same vein, some employers also use their employees' reports as an assessment tool when considering promoting some staff in an organization Eventually, the creditor decides not to respond to the credit agency, and a 'credit deletion' occurs. From the us...